Ask a Millennial! Are we “killing” potatoes, mayonnaise, and divorce lawyers?

Hey, everybody! I first must apologize for not having any blog posts last week or from this weekend! 😦 I’m hoping to keep things going smoothly throughout here and getting back on track! πŸ™‚

But for this week’s post, it’s time for my lovely blog series, ‘Ask A Millennial!’

In my blog series, ‘Ask a Millennial’, I discuss things that millennials like, love, hate and also things and industries that we are killing and as a fellow millennial, I give my opinion about each industry and/or thing I go over! Let’s get started!Β 

I will be addressing three subjects today that have recently been reported about millennials in the news! That news reported was, “Are we killing potatoes, mayonnaise, and Β most recently, divorce lawyers?”

Well, let’s go down the list and I’ll tell you what this millennial thinks! πŸ˜€


According to this article (and many more, I’m sure πŸ™‚ ), we are killing potatoes! The articles complains reports that we do not like how long it takes to prepare potatoes and that we disregard and don not buy them because they are unhealthy. The article also says that we eat more “healthy carbohydrates” in general.

Well… As a millennial, I don’t really care about how long it takes to prepare potatoes, but I do think alot of potatos are nothing but little STARCH BOMBS. 😑 These starch bombs are nothing but empty carbs that make a person fat, from my experience with them atleast (My body was the guinnea pig. πŸ˜₯ ). Remember the old, “meat and potato diet” diet? Well, we millennials see through that unhealthy diet and we have decided, and as of I, that potatos are on the DO NOT CONSUME and DO NOT BUY from the grocery store list. As you can see, I am apart of the millennial club that thinks most potatoes are generally unhealthy to consume all of the time and if they are offered to me at dinner (sorry family 😦 ), I usually don’t have seconds of them you could say. And what do you know, the article happens to be correct about this millennial! πŸ˜€

The ONLY potatoes that I allow myself to buy are sweet potatoes and yams. Those are “good” potatos because they actually are healthy for a person to eat in moderation each day, even though they are a carbohydrate. And the article is also correct saying that I forgo potatos and buy healthier carbs. πŸ™‚ The only carby things I buy are organic whole wheat bread (I buy organic to be sure my bread is pretty clean of unhealthy additives and chemicals; the ONLY grocery store item I do not cheap out on), sweet potatoes, yams, Quest Energy Bars, Premiere Protien energy drinks, and unsalted Kirkland Nut Bars from Costco. That’s it ya’ll : / And to be honest, I do buy candy sometimes to snack on. C: But THAT’S IT. > _<

As you can see, not really a lot of unhealthy carbs going on there in my list of foods that I buy. πŸ™‚ Plus, all of my food and drinks I buy, carby stuff or not, I always make sure are low sugar and not high in sugar, salt and fat. I have been overweight for my height before in life before my diet/eating lifestyle change and I plan on not going back there again anytime soon and FOREVER. So yo ho ho ho ho, a healthy eating lifestyle for me! ~~~ πŸ˜€


Now according to this article, millennials are also killing mayonnaise! Oh, the inhumanity of it all… > ___> Also, one of my readers also asked me this very same question a long time ago, so I will finally be addressing it today, haha. ^ _^;

Honestly, I don’t remember the last time I bought mayonnaise besides once this year when I bought some light mayonnaise for my avocado toast to try putting into my mashed avocado spread, but that is it. *shrug emoji*Β Until that moment, I don’t think I have ever bought mayonnaise for myself except for maybe once, twice, or three times throughout my entire 20’s probably. LOCMom always buys and keeps a jar of mayonnaise on hand anyway, so I never really took the initiative to buy it ever… Plus, as the article says, I don’t think mayonaise is very healthy to eat in general even though I think it is delicious. πŸ˜€ I mean, I love you Mayonnaise, but let’s just stay friends, okay? Dx

Not much to say about Mayonnaise but just that this millennial doesn’t eat it regularly, haha. ;D

Divorce Lawyers

And last but not least, according to this article, us millennials are putting divorce lawyers out of business now! Boo hoo? : / Apparently, us millennials are marrying later and are being incredibly picky on who we marry and if we do get married, we are staying married. What is so wrong with this you ask? Well… nothing really, to be honest with all of you. : | So everyone break out your small violins and start playing them for all of the divorce lawyers we millennials are putting out work. 9 _9

To be honest with you, I have thought of marriage and honestly, I don’t think marraige will be happening in my life anytime soon if ever (sorry again family 😦 ). I am afraid I have read one too many stories about how significant others can turn out to be jerks, turn into jerks, are complete clutter bugs, hide their debt from you sometimes before getting married, and me being on SSI, people may see me as a perfect abuse target to take advantage of because of my very low income making me trapped in a relationship and making me dependent on my spouse’s income completely. It’s just not going to work out in the end, I’m afraid. So for now, I have deemed a life of singlehood for me to be perfect for me at the moment and honestly, I am loving it! I don’t have to worry about pleasing another person romantically and it’s all about me! To be honest, I would marry myself if I could. πŸ˜‰

But infinite cheers to all of my millennial cohorts who have found that wonderful man or woman who completes them and three cheers and beyond for all of them staying together because they actually love each other, dang it! > _< πŸ˜€ The Divorce Lawyers are still lawyers, so they will just have to find another line of lawyering work to do. Maybe helping my fellow millennials who have a bunch of college debt get out of their debt maybe and taking on those god awful student loan loan shark companies that always pick on millennials these days for MOAR AND MOAR money after they leave college after graduating? That would be nice. πŸ™‚


So yes, all of these things that I have gave my opinion on are pretty irrelevant to me you could say, haha. πŸ˜› Besides mayonnaise, I will be pretty happy to see most of these things go in the future. πŸ™‚ As they say, or at least I say, “ADAPT OR DIE.” πŸ˜€ πŸ˜€ πŸ˜€

What do you think about these dying things? Do you think they are still relevent today?

Happy Blogaversary! Living on Cents is OFFICIALLY 1 year old!

Hey everybody! Last week, it was my Blogaversary for my blog, Living on Cents! Living on Cents is OFFICIALLY 1 year old! That means I have been blogging for a year now! WOWEE! πŸ˜€

*insert Dumbledore Party Hard gif here*

I don’t particularly have any exciting future plans for Living on Cents, but my current plans going forward are to try to be active on it as much as I can. As you have all noticed, I am averaging about one blog post per week now and I would like this change in the future, but I am afraid it is all I can manage for now. 😦 In an ideal world, I would like to manage at least two blog posts per week, which would be good for any blog in general in my opinion, but sometimes it gets too late in the day for me to write a blog post and some days when I am suppose to be writing a blog post either for the week or from my weekend, I just do not feel up to it. I would not do very well if I was a professional blogger you could say… Dx

But I do want to keep writing Living on Cents because I feel there is a need for people on SSI such as myself to have a voice in the blogging world about wanting to participate in the Personal Finance community even though I do not write a lot of Personal Finance-y kind of stuff. But I do love Personal Finance anyway and wish to keep everyone up to date with my current life on SSI though. πŸ˜€ It has been said by Toni Morris, “If there’s a book you want to read, but it hasn’t been written yet, then you must write it.” In my case, my “book” would be my blog, Living on Cents, and it my honor to write it. πŸ™‚ The reason why I started Living on Cents was because I never heard a person in my own position in life write a personal finance blog on the internet. I got tired of searching for key words carefully to filter out results in search engines of what people on SSI go through and the daily struggles they face and I decided that I wanted to add my own voice to the conversation; but in a blog format.

I know my blog is still very small and not well known, but regardless, I think it is something that is needed in this world and I’m afraid if I ever stopped writing Living on Cents that I would never hear anyone else’s voice in a blog similar to my own ever again. I have decided that in my life, I wanted to be a voice that made a difference in only a small way or another and to say to you, all of the wonderful readers of my blog that may or may not be on SSI, is that I get it. I understand completely. There is a lot of suffering in the world and not having a lot of income, or being forced to not save over $2000 on SSI just because it is a part of Social Security’s rules for people who are disabled physically or mentally living on SSI (and a VERY outdated rule at that) in the RICHEST country in the freakin’ world, the United States, is beyond insane and a sin if I were to put things bluntly in a term that could be understood by anyone. I want you all to know, the people reading my blog who may recieve SSI, that you are loved and people do care about you even though the world and our current leaders seem to look like they do not care in any way. At least, that is what I believe when I read comments from people on the internet about how everything is put up like an impenetrable shield against us, whether you are on SSI or not. It does not matter the country you live in either, it seems that in every country in the world, the problems facing people in the United States, are the same everywhere for the average person. And that is wrong.

I won’t get into things too much because my blog is not a political one, but I’m sure everyone understands what I am talking about. But to conclude, I just wanted to be one voice in the Personal Finance blogging community that takes another route that slightly differs from other PF bloggers’ personal finance journeys and their journeys to FIRE if they are chosing to take that route in their lives. And writing Living on Cents is my voice even though it may be a little different you could say, haha. πŸ™‚

So I guess that is it for my Blogaversary message! πŸ˜€ Hope ya’ll enjoyed it. πŸ™‚ Like I said, I don’t really have any big plans or anything new that I want to add to Living on Cents in the upcoming future, but I am going to keep blogging and making great posts I hope everyone will enjoy reading! To tell you the truth, irl, my life is not very exciting, but I try to keep things interesting around here regardless! πŸ˜€

Here is to another great year of writing Living on Cents and I hope all of you will keep reading! Thank you so much for supporting Living on Cents this year and here’s to another great year of blogging and beyond! All of you guys rock! πŸ˜€


Til’ the next blog post! ^ _^

August 2018 Budget Check-In!

Hey, everybody! Time for August’s monthly budget report! Things were on the spendy side this month because of moving into our new apartment in Folsom, so I had to get many supplies for the house! O _O Come and see how my finances broke down in August! πŸ˜€

Rent/Bills: $500.00

Required monthly payment that I must pay each month for rent and other household bills. Just your usual household bills, nothing too exciting in this category. πŸ™‚

Activities: $0.00

Nothing going on in August because of having get settledΒ into our new home. There will definitely be some activity here in September though since I am due for a haircut soon. ^ _^

Groceries: $165.34

Whew! A little on the spendy side this month! Some of the more expensive itemsΒ were Almond Milk, Quest Protein Bars, Chicken Thighs, and zero calorie canned sparkling water. Usually when things are on the pricey side for grocery items, they are usually bought in bulk throughout the month one buy one you could say. πŸ™‚ I was so ticked off about the Organic Chicken thighs package I bought at Costco though that was around 20 bucks since it had so little chicken in it. Big rip off even if the chicken was organic and me not caring about eating organic most of the time, I only bought the product for the number of boneless chicken thighs I might get in it. But alas, I only got like 12 pieces of chicken when I could have gone to the Frugalpants Grocery Store, or Winco, and bought boneless chicken thighs for less and they have 8-10 thighs per package! Grrrrr, I was so mad. > _<

Unfortunately in September, the chicken thighs at Winco went up to 10 bucks a package instead of 5 bucks a package, so I settled for the bone-in chicken thighs for 5 bucks a package. I like boneless chicken thighs better than the boned ones, but I had to think about my small budget I have to work with every month. Plus, Frugal Me was not about to pay 10 bucks a pop for a package of chicken thighs. πŸ˜›

The Quest Protein Bars and canned sparkling water are also a need for me because I eat these products in order to keep my weight the same, my hunger down, and becuase I do nejoy consuming them. πŸ™‚ Plus, they are all good for you and sparkling water rocks! πŸ˜€ LOCMom says I should just get a Soda Stream and make my own sparkling water, but I do not have the money for one right now unfortunately. 😦 So it is canned sparkling water for me currently. πŸ™‚

Household Expenses: 347.01

AHHHHHHHHHH! This was the most spendiest category of all in August. I was buying stuff like crazy, making returns, etc. But after looking over this category this month, I am very proud to say mostly everything was a need and not just a want or aΒ cheap lifestyle inflation purchase! πŸ™‚

Some noted expenses are:

Under the Sink Mat:Β Had to buy this for our apartment for putting under our new home’s sinks so if there is ever any leaks happening under our sinks in the future, the leaking water will not stain our wooden surfaces. πŸ™‚ Stupidly in August though, I cut a piece of the sink matting I was going to use for my bathroom sink as a thin strip for the bittom of our kitchen sink and totally did not notice until I was done cutting it. Grrrrr… And this stuff ain’t cheap folks. It’s about 13 bucks a pop for only so long a length of matting. πŸ˜₯ I will be purchasing some again soon in the future though. πŸ™‚ Crossing my fingers for no leaks in my bathroom until then!

Shower Curtains: Went to HomeGoods and bought some really cute Tommy Bahama shower curtains for under 20 dollars! I love them a lot. ❀

Hanging Floating Folders/Portable Filing Boxes: I used to put all of my documents in large d-ring binders until I realized LOCMom was rightΒ in the long run that I should be buying portable filing boxes instead to store my important files for easy transport. So I bought 2 packs of hanging file folders from Target and two portable filing boxes from Wal-Mart and I was good to go! πŸ˜€ As of now, I reaaaaally try to avoid spending money at Wal-Mart if I can, but some things are just cheaper there and more affordable for my budget. 😦 I try to avoid shopping at Wal-mart if I can for the most part, but sometimes I just have to for some things. πŸ˜₯

Grocery Bag Hooks: OH MY GOSH, why have these not been in my life until now?!

At our new apartment, we have a staircase that we have to climb up with our groceries after every time we go to the Frugalpants Grocery Store and every time in general just to get into our home. And carrying many a grocery item including bags with your fingers up a staircase hurts your fingers soon enough. πŸ˜₯

So I went on the internet and researched how we could alleviate this problem and I foundΒ THESE! These black hooks I bought are made in the United States and can handle up to a 5 gallon load on one handle! Of course, me having thin arms and hardly any muscle, I cannot carry that much in one hand, but these hooks are a godsend from my hands in general. So thankful I discovered them! ^ o^ Had to buy two pairs in August because of carrying grocery bags a lot upstairs and they have been and still have been AWESOME so far! πŸ˜€

And I could go on and tell you all of the amazing stuff I bought in this category, but I will stop here. πŸ™‚ Like I said earlier, this category was my most spendiest category in the budget this month. Hoping it will not be as spendy in September…

Misc. Items: $60.46

Wow! This category is so low this month! Some fun things I bought this month in this category are a new salt lamp (5 bucks at Goodwill! πŸ˜€ ), a girly pink apron (2 dollars at Goodwill! ^ _^ ), and a glass water bottle (3 bucks at Goodwill!!! ^ o^). And yes, I cleaned the heck out of that used water bottle at Goodwill with a bottle brush I bought at Whole Foods. However, I will be giving the glass bottle a scrubbing again because I bought an even BETTER bottle brush at Whole Foods! πŸ˜€ The bottle brush I bought before had only one scrubby side bristle side on it while my new bottle brush has a scrubby bristle side on ALL sides of the brush! Can’t wait to try it out! πŸ˜€

Of course, the newer bottle brush was more expensive (13 bucks… Dx) because I really felt like I was just paying for the logo, but it was the only brush I have run across ANYWHERE that looked like an effective bottle brush in the long haul. I checked Amazon, Ebay, Bed Bath and Beyond and they did not have any brushes that looked like the newer bottle brush I purchased at Whole Foods. So I consider my newer bottle brush purchase a good score! *thumbs up emoji*

Entertainment: 17.48

Well ever since I moved to Folsom and discovered their ROCK STAR library, this category is a bit on the low side because I do not have to buy my manga reading material for the most part anymore. πŸ™‚ It’s an amazing feeling! πŸ˜€

However, I did score an anime soundtrack CD on eBay after starting an Ebay account in August for under 11 dollars. This CD was a freakin’ steal on eBay and when I saw it going for that much on eBay while perusing the site one day, that CD was the reason I made an eBay account in the first place and bought it immediately afterwards! The CD on Amazon retails for around 30 bucks new/$19 used and when I saw it listed for around $10 on Ebay, you bet I hopped on that deal! The reason I bought the CD is because it has one my most favorite Anime J-Pop songs on it from the anime series Naruto. Here is the song if anyone wants to listen to it. ❀

The reason why I buy anime soundtrack CDs in the first place is because iTunes, Google Play, Amazon, or whatever music platform that is popular is notoriously bad at releasing these J-Pop songs in the States. THEY’RE ALL GUILTY, FOLKS. So I have to buy the CDs for each anime series I like that have the opening and ending songs on them that I have enjoyed listening to in the past from OVERSEAS and then rip those CDs to my iTunes playlist. I then keep the CDs in the end in case I ever have to rip the music again on to another music platform in case I ever get an Android phone or whatnot. So yeah… ^ u^;;;

Anyway, yes! A pretty low budget category for this month! I’m very happy about that. πŸ˜€

Eating Out: $41.24

Okay, I may or may not be over this category by 11 bucks… I can’t remember the limit I set for myself for this category, haha… But yeah, this category for me seems a little high. I believe I counted all of my $5 Friday Safeway food in this category, so that may explain the high amount. One thing to note is the $5 sushi deal I bought about 3 times each friday of the month ending up being $15 in total, but I do not regret it. πŸ™‚ Safeway sushi is delicious and costs less than regular sushi, sooooo…. *drools* The $5 Friday Safeway food I counted though I bought for myself at home if I ever got a craving for something sweet! So last month, I bought a strawberry shortcake and a chocolate cake! ^ _^ The strawberry shortcake has already been eaten, but I’m still working on the chocolate one, haha. πŸ™‚

Hoping to not see this category so high in September! O _O;;;

Budgeted Items: $136.50

The Costco trip this month was quite pricey! Even as a person receiving SSI, I do believe in reserving part of my budget for buying things in bulk because I do believe one saves money in the long run by buying items and food in bulk if it is truly a good deal. πŸ™‚ As a person who likes to eat healthy (and has a small budget… Dx), I really do not go crazy in Costco buying almost anything I see even if I sample it and find that it tastes good. A lot of the food in Costco is just not good for you in the long run I’m afraid, so I just stick to the basics and whatever has a clean list of ingredients and not a lot of sugar. ^ _^

Also for the big number in this category for August, the reason for it was that we just moved into our new apartment and I had to buy my food all over again… O _O;;; So some noted expenses were Premiere Protein Drinks, Kirkland Bacon Bits (made with REAL bacon! πŸ˜€ ), GUM Tooth Picks, Kirkland canned meat, and Kirkland Nut Bars that have only 6 grams of sugar (1 gram = 1/2 teaspoon of sugar) in them per bar. πŸ™‚

I also budgeted this month for some new shirts from Amazon that I just LOOOOOVE wearing! Here is a link to them if ya’ll are interested in looking at them!Β Whenever I run out of my “regular” shirts, I just put these on and wear them around town. ^ _^ The nice thing about them is if they get any stains on them, I just use a Shout stick and get the stains off of them every time I wash them and they’re like new again! πŸ˜€

Love them so much. ❀


Okay everyone, so the grand total I spent in August is…

*drum roll*

Grand Total: $1268.03


Wowee! I was a total Spendpants in August it seems, but a pretty smart Spendypants if you ask me, haha. πŸ˜› It is looking like September is heading in the same direction I’m afraid, but so far, things are pretty good and I am very thankful for how things are going so far even if thing are a little on the spendy side again in September. ^ _^

Looking forward to an awesome September month! ^ o^

Can everyone believe the Holiday Season is approaching us already? It’s absolutely bonkers I tell ya’! Dx

How was your budget in August 2018?