November 2018 Budget Check-In!

Hi, everybody! I am SO SORRY I haven’t updated the blog in a week. I have been feeling awful mentally lately and its hard to write when you don’t feel good. πŸ˜₯ But I am still here, dang it! > _<;

Well this month, it is time for November’s Budget break down! Come and see where all of my money went in November! ^ o^

Rent/Monthly Bills: $500.00

This category is what I pay each month toward rent and monthly bill-like things.

Activities: $0.00

Nothing going on this month! I will be getting a haircut in December though because my hair really needs it, haha… @ _@

Groceries: $113.59

Not bad for this month! About average I would say! πŸ™‚ What really clocks up this total is me buying canned sparkling water and Quest energy bars. And the energy bars are the worst. Not only does the company who makes them not sell them in bulk, but when you do buy them in bulk, you are NEVER saving money. You just end up spending how much you normally would pay if you would bought that many bars in bulk. Maybe you save like a dollar when buying them in bulk because the cheapest these bars go for in bulk are $2.00 each, but individually, they are sold for $2.17 each at the Frugalpants Grocery Store, or Winco.

So, I have switched to buying them in bulkΒ at Target to save a buck or two. Wooooooooo… > _> But alas, I think Quest Bars are the best energy bars on the market, so I buy them to eat for a quick breakfast. Helps if you eat one a day to keep them around longer. : P

I also made some Gyoza (Japanese dumplings) this month with ground sirloin, velveeta cheese, and mixed in a bag of Mexican veggies with everything. πŸ˜€ Love having dumplings around for a yummy meal! ^ _^

Household Expenses: $194.26

Almost reaching $200 in this category this month! O _O I guess I needed a few things, haha… ^ _^; Things included in this category are makeup bags for storing things in (trying to get away from plastic…), Shout Sticks, a knife sharpener, wooden clothes pins, and my annual $9 Operation Christmas child donation for tracking labels I put on my shoe boxes. πŸ™‚

And speaking of Operation Christmas Child, I just sent the boxes off last month! It was Collection Week finally and they needed to be sent off on their way! πŸ™‚ And because my boxes have tracking labels on them each year, I get to see where they are sent off to and once again, my boxes were sent off to The Philippines! πŸ˜€ Seems that my boxes are needed there all of the time, so that is good! Not complaints here! ^ _^

Picture of me with my shoe boxes! πŸ˜€

OCC Pic

Misc. Items: $79.18

Not too bad in this category! There were a few splurge items that I could have lived without, but I would hate myself in the morning if I did not buy them… Dx This is basically the “splurge” category anyway, but there was this one item that I just could not do without when I saw it in November! I saw the CUTEST Betsy Johnson wallet at Ross and it was a wallet that looks like a teddy bear and the background of the wallet was covered in sprinkles. I picked it up, examined it, and then I said to myself, “The wallet is $15, but I would absolutely HATE myself in the morning if I left it here…” So I bought it. ^ _^

Check it out! πŸ˜€

bear

It’s hard to tell without a hand or a coin in the picture, but this wallet is a long wallet that holds dollar bills long ways. I really love it a lot! 8D But I think I got a great deal on it since I believe this item was an overstock item from Betsy Johnson since the Betsy Johnson tag on the wallet listed the wallet for 72 BUCKS ORIGINALLY on it! 8D So uhhh, I guess SCORE! ❀

Entertainment: $21.96

I came in low in the Entertainment category this month! I recently signed up for a subscription to the New York Times a few months ago when their subscription service was only $4 a month during a sale special and I am still locked into that. Have been enjoying it a lot so far! ^ _^ Will probably cancel it though once it returns to be around a flat all-in-one payment of 50 bucks a year for me though. πŸ˜₯

Eating Out: $8.97

Nice and low! πŸ˜€ I don’t think I went to any restaurants in November unless LOCMom paid for my meal (btw, thank you, LOCMom! πŸ˜€ ). This month, after reviewing this category, I just bought snack-like items here and there. πŸ™‚ Candy, pork skin chips, and what not. Nothing too exciting. πŸ˜›

Budgeted Items: $0.00

All clear this month! Woot woot!

 

And the grand total of how much money I spent this month is…

*drum roll*

Grand Total: $828.90

Woot woot! Mostly everything spent! Looking back, all was well. ^ _^ So far this December, I had to buy a lot of bulk food items, so I am feeling the heat budget wise already you could say, haha. But I am pretty sure I will be okay. ❀

How was your November 2018 budget?

August 2018 Budget Check-In!

Hey, everybody! Time for August’s monthly budget report! Things were on the spendy side this month because of moving into our new apartment in Folsom, so I had to get many supplies for the house! O _O Come and see how my finances broke down in August! πŸ˜€

Rent/Bills: $500.00

Required monthly payment that I must pay each month for rent and other household bills. Just your usual household bills, nothing too exciting in this category. πŸ™‚

Activities: $0.00

Nothing going on in August because of having get settledΒ into our new home. There will definitely be some activity here in September though since I am due for a haircut soon. ^ _^

Groceries: $165.34

Whew! A little on the spendy side this month! Some of the more expensive itemsΒ were Almond Milk, Quest Protein Bars, Chicken Thighs, and zero calorie canned sparkling water. Usually when things are on the pricey side for grocery items, they are usually bought in bulk throughout the month one buy one you could say. πŸ™‚ I was so ticked off about the Organic Chicken thighs package I bought at Costco though that was around 20 bucks since it had so little chicken in it. Big rip off even if the chicken was organic and me not caring about eating organic most of the time, I only bought the product for the number of boneless chicken thighs I might get in it. But alas, I only got like 12 pieces of chicken when I could have gone to the Frugalpants Grocery Store, or Winco, and bought boneless chicken thighs for less and they have 8-10 thighs per package! Grrrrr, I was so mad. > _<

Unfortunately in September, the chicken thighs at Winco went up to 10 bucks a package instead of 5 bucks a package, so I settled for the bone-in chicken thighs for 5 bucks a package. I like boneless chicken thighs better than the boned ones, but I had to think about my small budget I have to work with every month. Plus, Frugal Me was not about to pay 10 bucks a pop for a package of chicken thighs. πŸ˜›

The Quest Protein Bars and canned sparkling water are also a need for me because I eat these products in order to keep my weight the same, my hunger down, and becuase I do nejoy consuming them. πŸ™‚ Plus, they are all good for you and sparkling water rocks! πŸ˜€ LOCMom says I should just get a Soda Stream and make my own sparkling water, but I do not have the money for one right now unfortunately. 😦 So it is canned sparkling water for me currently. πŸ™‚

Household Expenses: 347.01

AHHHHHHHHHH! This was the most spendiest category of all in August. I was buying stuff like crazy, making returns, etc. But after looking over this category this month, I am very proud to say mostly everything was a need and not just a want or aΒ cheap lifestyle inflation purchase! πŸ™‚

Some noted expenses are:

Under the Sink Mat:Β Had to buy this for our apartment for putting under our new home’s sinks so if there is ever any leaks happening under our sinks in the future, the leaking water will not stain our wooden surfaces. πŸ™‚ Stupidly in August though, I cut a piece of the sink matting I was going to use for my bathroom sink as a thin strip for the bittom of our kitchen sink and totally did not notice until I was done cutting it. Grrrrr… And this stuff ain’t cheap folks. It’s about 13 bucks a pop for only so long a length of matting. πŸ˜₯ I will be purchasing some again soon in the future though. πŸ™‚ Crossing my fingers for no leaks in my bathroom until then!

Shower Curtains: Went to HomeGoods and bought some really cute Tommy Bahama shower curtains for under 20 dollars! I love them a lot. ❀

Hanging Floating Folders/Portable Filing Boxes: I used to put all of my documents in large d-ring binders until I realized LOCMom was rightΒ in the long run that I should be buying portable filing boxes instead to store my important files for easy transport. So I bought 2 packs of hanging file folders from Target and two portable filing boxes from Wal-Mart and I was good to go! πŸ˜€ As of now, I reaaaaally try to avoid spending money at Wal-Mart if I can, but some things are just cheaper there and more affordable for my budget. 😦 I try to avoid shopping at Wal-mart if I can for the most part, but sometimes I just have to for some things. πŸ˜₯

Grocery Bag Hooks: OH MY GOSH, why have these not been in my life until now?!

At our new apartment, we have a staircase that we have to climb up with our groceries after every time we go to the Frugalpants Grocery Store and every time in general just to get into our home. And carrying many a grocery item including bags with your fingers up a staircase hurts your fingers soon enough. πŸ˜₯

So I went on the internet and researched how we could alleviate this problem and I foundΒ THESE! These black hooks I bought are made in the United States and can handle up to a 5 gallon load on one handle! Of course, me having thin arms and hardly any muscle, I cannot carry that much in one hand, but these hooks are a godsend from my hands in general. So thankful I discovered them! ^ o^ Had to buy two pairs in August because of carrying grocery bags a lot upstairs and they have been and still have been AWESOME so far! πŸ˜€

And I could go on and tell you all of the amazing stuff I bought in this category, but I will stop here. πŸ™‚ Like I said earlier, this category was my most spendiest category in the budget this month. Hoping it will not be as spendy in September…

Misc. Items: $60.46

Wow! This category is so low this month! Some fun things I bought this month in this category are a new salt lamp (5 bucks at Goodwill! πŸ˜€ ), a girly pink apron (2 dollars at Goodwill! ^ _^ ), and a glass water bottle (3 bucks at Goodwill!!! ^ o^). And yes, I cleaned the heck out of that used water bottle at Goodwill with a bottle brush I bought at Whole Foods. However, I will be giving the glass bottle a scrubbing again because I bought an even BETTER bottle brush at Whole Foods! πŸ˜€ The bottle brush I bought before had only one scrubby side bristle side on it while my new bottle brush has a scrubby bristle side on ALL sides of the brush! Can’t wait to try it out! πŸ˜€

Of course, the newer bottle brush was more expensive (13 bucks… Dx) because I really felt like I was just paying for the logo, but it was the only brush I have run across ANYWHERE that looked like an effective bottle brush in the long haul. I checked Amazon, Ebay, Bed Bath and Beyond and they did not have any brushes that looked like the newer bottle brush I purchased at Whole Foods. So I consider my newer bottle brush purchase a good score! *thumbs up emoji*

Entertainment: 17.48

Well ever since I moved to Folsom and discovered their ROCK STAR library, this category is a bit on the low side because I do not have to buy my manga reading material for the most part anymore. πŸ™‚ It’s an amazing feeling! πŸ˜€

However, I did score an anime soundtrack CD on eBay after starting an Ebay account in August for under 11 dollars. This CD was a freakin’ steal on eBay and when I saw it going for that much on eBay while perusing the site one day, that CD was the reason I made an eBay account in the first place and bought it immediately afterwards! The CD on Amazon retails for around 30 bucks new/$19 used and when I saw it listed for around $10 on Ebay, you bet I hopped on that deal! The reason I bought the CD is because it has one my most favorite Anime J-Pop songs on it from the anime series Naruto. Here is the song if anyone wants to listen to it. ❀

The reason why I buy anime soundtrack CDs in the first place is because iTunes, Google Play, Amazon, or whatever music platform that is popular is notoriously bad at releasing these J-Pop songs in the States. THEY’RE ALL GUILTY, FOLKS. So I have to buy the CDs for each anime series I like that have the opening and ending songs on them that I have enjoyed listening to in the past from OVERSEAS and then rip those CDs to my iTunes playlist. I then keep the CDs in the end in case I ever have to rip the music again on to another music platform in case I ever get an Android phone or whatnot. So yeah… ^ u^;;;

Anyway, yes! A pretty low budget category for this month! I’m very happy about that. πŸ˜€

Eating Out: $41.24

Okay, I may or may not be over this category by 11 bucks… I can’t remember the limit I set for myself for this category, haha… But yeah, this category for me seems a little high. I believe I counted all of my $5 Friday Safeway food in this category, so that may explain the high amount. One thing to note is the $5 sushi deal I bought about 3 times each friday of the month ending up being $15 in total, but I do not regret it. πŸ™‚ Safeway sushi is delicious and costs less than regular sushi, sooooo…. *drools* The $5 Friday Safeway food I counted though I bought for myself at home if I ever got a craving for something sweet! So last month, I bought a strawberry shortcake and a chocolate cake! ^ _^ The strawberry shortcake has already been eaten, but I’m still working on the chocolate one, haha. πŸ™‚

Hoping to not see this category so high in September! O _O;;;

Budgeted Items: $136.50

The Costco trip this month was quite pricey! Even as a person receiving SSI, I do believe in reserving part of my budget for buying things in bulk because I do believe one saves money in the long run by buying items and food in bulk if it is truly a good deal. πŸ™‚ As a person who likes to eat healthy (and has a small budget… Dx), I really do not go crazy in Costco buying almost anything I see even if I sample it and find that it tastes good. A lot of the food in Costco is just not good for you in the long run I’m afraid, so I just stick to the basics and whatever has a clean list of ingredients and not a lot of sugar. ^ _^

Also for the big number in this category for August, the reason for it was that we just moved into our new apartment and I had to buy my food all over again… O _O;;; So some noted expenses were Premiere Protein Drinks, Kirkland Bacon Bits (made with REAL bacon! πŸ˜€ ), GUM Tooth Picks, Kirkland canned meat, and Kirkland Nut Bars that have only 6 grams of sugar (1 gram = 1/2 teaspoon of sugar) in them per bar. πŸ™‚

I also budgeted this month for some new shirts from Amazon that I just LOOOOOVE wearing! Here is a link to them if ya’ll are interested in looking at them!Β Whenever I run out of my “regular” shirts, I just put these on and wear them around town. ^ _^ The nice thing about them is if they get any stains on them, I just use a Shout stick and get the stains off of them every time I wash them and they’re like new again! πŸ˜€

Love them so much. ❀

 

Okay everyone, so the grand total I spent in August is…

*drum roll*

Grand Total: $1268.03

 

Wowee! I was a total Spendpants in August it seems, but a pretty smart Spendypants if you ask me, haha. πŸ˜› It is looking like September is heading in the same direction I’m afraid, but so far, things are pretty good and I am very thankful for how things are going so far even if thing are a little on the spendy side again in September. ^ _^

Looking forward to an awesome September month! ^ o^

Can everyone believe the Holiday Season is approaching us already? It’s absolutely bonkers I tell ya’! Dx

How was your budget in August 2018?

(Late) June 2018 Budget Check-In!

Hey everybody! It is finally here, but a bit late! It is time for the June 2018 Budget Check-In! June was a particularly very blessed month for me financial because some formula from Social Security made me have a bigger payout than what I usually get. They told me to enjoy it and so I did! Come and see how I spent my money in June 2018! πŸ˜€

Rent/Monthly Bills: $500.00

This is the minimum amount that I am required to pay. It all goes toward rent and householdΒ bills. πŸ™‚

Medication: $3.70

Medication payment for one of my meds! I think LOCMom took care of my other meds, so thank you, LOCMom! πŸ˜€

Groceries: $103.26

Well, groceries are a little higher this month. It’s mainly because of my sparkling water habit and from buying good quality almond milk. Those were my two highest categories on my grocery category this month. I don’t mind though since both things get drank quickly and nothing is wasted. πŸ™‚

Household Expenses: $219.25

This category is particularly large this month because I bought a lot of stuff I needed and I’m not going to lie… also wanted. πŸ™‚ Things like 4 exercise shorts, a duvet cover, a new night stand (found at a garage sale), Tums in bulk, and bulk size toothbrushes were on the need and want list. But mostly on the need list. June was kind to me and I am very thankful. ❀

Misc. Items: $102.06

Lots of misc. stuff, some I even had to give away back to the thrift store because of our big move. πŸ˜₯ Just stuff I wanted now that I look it over again. But a lot of that stuff I do plan on enjoying again after our move. πŸ˜€

Entertainment: $44.07

Went over this category by 4 bucks, but I decided to spend a little more in this categor since I had some extra scratch in June. πŸ™‚ Everything was appreciated. ❀

Eating Out: $65.01

Okay, I am WAAAAAY over budget in this category, but I could afford it last month at least. Spent around 18 bucks on a crappy pizza at a tourist trap restaurant in my town and I was so mad about the quality of food I got for around 20 bucks. Grrrrrr. The rest of the food I did buy I really liked though, but I am toning it down basically in July. πŸ™‚

Budgeted Items – $117.93

Yeeeeeees, I had a ball at Costco in June. Got to buy extra things I am always eating. πŸ™‚ Also bought some Father’s Day cards this month at Dollar Tree, but since things were so hectic in June and are a little more hectic in July now, I didn’t get the chance to send them all off. πŸ˜₯ Next year though for sure! πŸ˜€

Let see what the grand total is…

*drum roll*

Grand Total: $1155.28

WOW! I sometimes ask myself where all of my money goes and then I look at my budget and say, “Oh… THAT AND THAT AND THAT… > _>”. But hey, it was a windfall month for me and I enjoyed the extra money I was blessed with. ^ _^ Wish I always hadΒ that much money to spend each month. Things would be easier for sure. πŸ™‚

How was your budget in June 2018?