Today we are going to talk about our wonderful Social Security program and a hypothetical question to go along with it: If Social Security ever gets expanded in the future, what would I like to see happen with it?
Lets’ get started! 😀
There is A LOT of things I would like to see happen with people who are on Social Security, disabled or not. Here is what I would love to see happen with it in the future!
A Raise in Pay
CAN I GET AN AMEN? Living on $700-$900 a month in the United States is NOT easy if not impossible 99% of the time. For a lot of retirees, it is easier because of their pensions they saved up during their working years. But without those pensions, retirees would be SCREWED because of how little Social Security pays retirees each month alone. I know, I know… If you collect Social Security by the age of 70, you will get about $3000 a month and some retirees on SS do. But they are NOT the majority. And if you are disabled like myself, you cannot even have a pension because we cannot save over $2000 currently. I know things are going to be changing with ABLE accounts, but while some of us in some states are still waiting for ABLE accounts to become available (looking at you California, but at least you have an OFFICIAL launch date now 😉 ), we are kind of stuck you could say and have been for a long long time.
A raise in pay for the disabled and retirees who collect Social Security benefits every month would be a WELCOMED CHANGE. Also, scrapping the “can’t save over $2000” cap that is keeping us in forced poverty would be a wonderful thing as well. I honestly think Social Security should come up with an ACCURATE formula for each person on disability for how much one would need to live comfortably in retirement and even for the rest of their lives living on SSI and let the recipient be able to save up to that amount and live off of that money for the rest of their lives. It may be different for each individual or maybe even the same for a lot of people, but it is only right and honestly, very human. Why would we or ANYONE want our elderly and disabled people like myself to live in poverty? Or anypne living in poverty in general? If ANYONE enjoys seeing us (or anyone else for that matter) living in poverty so much, then they are monsters who are apart of the problem in this world. No excuses.
Free Public Transportation
CAN I GET ANOTHER AMEN? Even though I am disabled, I cannot stand how freakin’ poor the public transportation system is in almost every city or town in the United States. You are basically a fourth class citizen if you do not have a car to get around. I know this because I live it every day. And yes, I would take the personal public transportation offered by the bus system in my town IF IT WASN’T $5-$6 BUCKS A RIDE ONE WAY. Imagine having to go into town for doctor’s appointments or just grocery shopping each day and having to pay $6.00 a pop for a ride on one of these personal buses? Not very frugal if you ask me and paying this small amount each day would eat away at one’s SSI payments in no time or probably in the beginning of the month when one gets paid by SS again. It’s like a small tax on the disabled and retirees WHICH IS WRONG. Of course, one could take an Uber, but that costs even more, so why bother?
Not to mention that what SSI pays me each month, I cannot afford a vehicle let alone the insurance cost to insure the vehicle each month, so that is why I do not own a car. Even if I was gifted a vehicle for free, with my small budget, like I said, I couldn’t even afford the insurance on the vehicle, thus I skip out on owning a car. I honestly think autonomous cars would be a GIFT to the disabled and elderly who cannot drive. But since they will not be several commercial services for these cars for a while, free public transportation would be an absolute blessing for us. Bonus points if this free public transportation would be provided by Social Security with their own government funded buses. Wouldn’t that be cool? 😀
Rent Paid for by Social Security
YEEEEEEES. I would absolutely LOVE to live my own, but since rent is much higher than my SSI money I receive each month, I simply cannot do this. Sure, there is HUD and low income apartments, but with such a long list going on for YEARS, it would be impossible to secure housing right away if anything happened with my current living situation. But if Social Security paid for disabled peoples’ and retirees’ rents, or hey, maybe even their mortgage payment each month (it’s a stretch, I know), things would be better for us and we would not be forced into living situations that would not be ideal for our current circumstances.
With our rent paid for us each month, we would be able to live more easily. But this would probably work better if we also had a raise in pay each month of our Social Security. See the first reason I listed. 😀
Also Free Internet (for EVERYONE for that matter)
YES! FREE INTERNET FOR ALL! The internet should be a human right for everyone in society. I also wish electricity and water were a free public resource as well, but you guys get the picture. 😉
If Free Public Transportation doesn’t work, free driving lessons and free cars for Social Security recipients PLEASE
This can also be applied to everyone in the lower income bracket and not just Social Security recipients, but having free driving lessons and even free cars for everyone who receives Social Security would also be a welcomed change. For people on SSI and for retirees, these cars would enable us to get around more freely or help the parents who are taking care of their children or adult children who are in wheel chairs or who are blind get around easier. Social Security could also have their own low cost or free government car insurance plan SS recipients can have to help them keep their vehicle insured enabling us to be able to keep these cars always.
And with free driving lessons paid for by Social Security, there would be a chance for people on SSI to learn how to drive and possibly get off SSI with adequate transportation if they wish too. Or to, you know, just have some sort of life outside of their home or wherever we are living? Including retirees! We deserve to have a life just like normal life just like regular people even if we are retired or disabled! CAN I GET AN AMEN?
So these are the things I can think of off the top of my head that I would love to see Social Security have for its recipients like me, whether we are disabled or retired. I think a lot of the things I listed are pretty good ideas and I hope they will included as benefits for Social Security recipients in the near future! 😀
If Social Security was ever expanded, what things would you like to see added to the Social Security program?